When it comes to saving money, some habits are hard to break. Especially when you are in a routine of doing things a certain way everyday. However with a little bit of sacrifice you can be saving money in no time. Here are seven things you can do every day to save money, just by changing a routine or thinking about things for a little longer, obviously there are times when we do need money quickly, especially at this time of year, with Christmas just around the corner, its guaranteed that some appliance will go wrong or an unexpected bill will arrive, a few years ago my washing machine broke on Christmas eve, thankfully there are companies like CashLady.com that can give you access to emergency cash to help out in the short term.
1- Use Cash Only
We all know that using a credit card is a no no, but what about your trusty debit card that pulls money straight from your account? You may think it is not doing you any harm, however it makes accessing your money far too easy. Instead of pulling out the debit card for your purchase, begin carrying cash, only. This way you will limit your purchases as to the amount of cash on you at the time.
2- Pack Your Lunch
It is a no brainer that packing your lunch will save you money, but a majority of people tend to eat out anyway. If you run out of time in the morning, prevent this by packing your lunch the night before. If you are simply tired of leftovers consider soups, salads, or sandwiches instead.
3- Plan Your Meals
Planning meals really isn’t all that difficult. Grab a calendar and jot down what you plan to prepare each day. By doing this you will always know what to cook, and which ingredients to have on hand, so you don’t end up ordering pizza last minute.
4- Stop Window Shopping
Many people browse amazon, or facebook garage sale sites in their downtime, just because. While you may be able to find some great deals, this habit can be costly in that you will likely end up buying items that you can do without.
5- Cut Out Cable
Watching tv is a great way to wind down after a busy day, but cable packages are costly. If you truly cannot do without, consider switching to something cheaper like Netflix or Now TV, or scrap it all and just head over to a friend’s house to catch up on your latest show.
6- Wait to Make Purchases
Before you make an impulse buy, wait 48-72 hours before pulling the trigger. This will give you time to ponder the purchase. Chances are you will realise that most items are wants, and not needs.
7- Bring Your Own…
If you cannot do without your daily Starbucks, consider bringing your own travel mug. Most Starbucks will give you a 25 pence discount on your beverages just for having your own cup. The same thing applies to shopping bags. Many stores offer discounts if you bring your own reusable shopping bags.
I hope these suggestions have given you a few ideas for saving money, it may not be saving you millions, but every little adds up.
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